Build credit.Earn wireless.
Banking that's free. Credit building that's automatic.
Wireless you unlock just by using both.
Everything you need. Nothing you don't.
Three services. One mission. Your prosperity.
Better banking
No hard credit check to open. No minimum balance. No monthly fees. Just a real FDIC-insured bank account.
Learn moreAutomatic credit building
Pay rent, utilities, or phone through Worth. We report every on-time payment to credit bureaus. That's how credit actually gets built.
Learn moreWireless rewards
Fund your account, set up direct deposit, or invite friends and family - all earn you months of free wireless service.
Learn moreFour steps to financial progress
From opening your account to earning unlimited wireless, Worth makes your progress simple.
Open a free bank account
Start your financial journey with Worth's free FDIC-insured banking account. No hard credit check, no minimum balance, no monthly fees. Banking that respects your worth from day one.
No hard credit check
Once approved, your account opens immediately.
Zero fees
No monthly maintenance fees, no hidden charges.
FDIC insured
Your deposits are protected up to $250,000.
Instant access
Complete setup in 3 minutes from your phone.
Frequently asked questions
Everything you need to know about Worth.
Ready to build your financial future?
Free banking. Automatic credit building. Wireless you earn. Start your journey today.