Protected. Productive. Yours.

FDIC-insured banking that sees what you're doing right.
And rewards it.

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Same federal protection as the big banks

Your deposits are FDIC-insured up to $250,000. Protected by federal government, but we answer when you call.

FDIC
Protected by federal insurance

Banking that rewards what you're already doing

Direct deposit? Pay rent on time? Get rewards. Your reliable behavior unlocks real benefits.

How this builds credit →

Automate paying bills.
Build credit.

Your biggest payment now builds your future

1
Your rent payment
($1,500/month)
2
Auto-pays from Worth
3
Reports to bureaus
4
Your score improves

Set it once. It works forever.

Phone bill, utilities, and other payments work the same way.

See complete credit story →

Keep 100% of your money

No monthly maintenance fee
No minimum balance requirement
No overdraft fees
No account closing fees
No paper statement fees

Worth does more than banking

Banking connected to your entire financial life

Free months of wireless from your reliability

See Wireless

Your bill payments build your credit

See Credit

Your banking gets you phone financing

See how it works

But it starts here. With money protected, available, and working for you.

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Frequently asked questions

Everything you need to know about Worth.

Ready to stop paying $300/year in banking fees?

No credit check
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FDIC insured